About Merchant Services

Looking for the right payment processing solution for your business? Get your next payment systems at the best rate on the market with our merchant services.

Card Payment

High-quality, inexpensive and secure terminals for fast easy card payments in retail environments

Virtual Terminal

Easy multi-user logins for accepting card payments via Phone/Mail


Accept online card payments in 52 currencies with 3DSecure protection

Our merchant services offers you a highly competitive credit card processing rates with the world's best technologies for our customers and deliver peace of mind that your transactions are processed efficiently and securely.

Why Decimal Factor as your Card Payment Provider?

As a Decimal Factor client, you have access to our entire Advantage.

Get the secure payments processing you and your customers want, and get access to your funds fast.

  • Support:

    Merchants can expect assistance anytime they need it by calling our highly-trained, in-house customer care team.

  • Security and Pricing:

    Decimal Factor's secure, best-in-class payments processing products and services can be offered at competitive prices because we house our own front- and back-end systems. Our end-to-end encryption helps to protect your transactions so you can process payments with confidence.

  • Reporting:

    Robust features and easy navigation detail all of your merchant activity, down to the transaction.

  • Fast Service:

    Get next-day delivery for equipment replacements.

  • Free Upgrades:

    New terminal applications are made available to merchants, free of charge.

Contact us to get the best card processing rate.
Free Quotation!

** In association with First American Payment Systems, L.P. Decimal Factor offers services of First American Payment Systems, L.P. First American Payment Systems, First American, FirstPay.NetT, FirstView®, Secur-Chex®, Merimac, Merimac Capital®, FirstFund® ACH and FirstAdvantage®. They are trademarks and copyrights of First American Payment Systems, L.P. Sponsoring Bank: Fifth Third Bank, Cincinnati, OH Member FDIC