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Decimal Factor USA

Merchant Business Funding

Auto Shop Owner

"We needed a little bost for our stock. With the money I received I was able to do that & more"

How it Works

Getting working capital for your business has never been so easy. Take the first step to Finance your business.

How does a Business Funding works Exactly?

Please check our video to understand more about how Business Funding Works.

An innovative funding product that was designed to serve the financial needs of the small and medium sector.

Aimed at businesses that accept debit / credit cards, business funding funds are provided to business by purchasing an agreed percentage of its future debit / credit card sales. The repayments are made by deducting an agreed amount, from the daily debit/credit card sales, until the amount is repaid. Because the repayment is made through the credit card processor it is automated and does not require any effort from the merchant. As there are no fixed payments, the payments are made when credit/debit card sales are made. So, we get paid when the business does.

Business Fundings and its benefits

Compare your business loans options

Business Funding Vs Bank Loans
Business Funding Bank
Loans up to $100,000 yes yes
Renewable yes yes
Tax Deductable yes yes
Bad Credit OK yes no
Quick Funding Process yes no
Cash Flow Friendly yes no
Easy Application yes no
No Personal Guarantee yes no
90% Approval Rate yes no
No Fixed Payments yes no
No APR yes no
No Service Fee yes no
24 Hours Approval yes no
Funds within 7 days or less yes no
No Administrative Fees yes no
No Late Fees/ Penalties yes no
No Set Payback Times yes no
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